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A Doctor’s Guide to Smarter Wealth and Retirement Planning

At Earned, we understand that doctors face unique financial challenges. High student loans, the transition to practice ownership, and the responsibility of planning for retirement all create a complex financial landscape. Earned is here to help.

Earned Accelerates its Unique Acquisition-Led Growth Strategy and Establishes New England Footprint with Acquisition of Premier Healthcare-Focused Tax and Accounting Firm, Schwartz & Schwartz

Strategic acquisition expands Earned’s national presence and strengthens its position as the most comprehensive financial partner for healthcare professionals

2025 Mid-Year Market Outlook: Helping Doctors Navigate Fragility, Find Durability, and Embrace the Age of Alpha

For many doctors, 2025 has likely felt like another whirlwind — both on the job and in the markets. From sweeping fiscal legislation to tariff-driven market volatility and policy shifts out of Washington, the first half of the year demanded agility and clarity from investors.

Your Doctor Retirement Checklist: Are You Ready?

Whether you're a few years out or already setting the wheels in motion, this checklist is designed to help doctors like you navigate the financial, professional, and emotional aspects of stepping away from practice.

How Doctors Can Stay Calm During Market Fluctuations

Recent market fluctuations have left many investors feeling uneasy. At Earned, we understand that as a doctor, your time is valuable and you shouldn’t have to spend it stressing over market swings. Our goal is to provide clarity and confidence, helping you navigate this period of economic uncertainty with a long-term view. 

SPOTLIGHT

Give Smarter This Holiday Season: Tax-Efficient Charitable Giving Strategies for Doctors Before 2025 Ends
As the holidays are in full swing, many of our clients are thinking about how they want to give back — to their communities, alma maters, hospitals, and the causes they care about most. But this year, that generosity comes with more urgency than usual.
Article
Tax Planning
Financial Planning
Earned Recognized on Forbes | SHOOK America’s Top RIA Firms 2025
National recognition underscores Earned’s leadership in integrated financial services for healthcare professionals.
Article
Earned News
How Financial Advisors Add Value for High-Net-Worth Doctors
There comes a time in your financial journey where, after years of hard work, you’ve accumulated enough wealth that you feel you need some assistance to manage it.
Financial Planning
Career Advisory
Tax Planning
Trust & Estate
Article
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Do Physicians Need Umbrella Insurance?
As a physician, it’s safe to say you experience risk differently than most professionals. Umbrella insurance helps cover non-occupation-related liability gaps in your insurance policies.
Thomas Doll, an Earned Wealth Company, Recognized on the 2024 CNBC FA 100 List
Thomas Doll, an Earned Wealth Company, is honored to announce its inclusion in the prestigious 2024 CNBC Financial Advisor 100 ranking. With over 60 years in business, Thomas Doll has built a strong reputation for helping individuals and families achieve their financial goals.
Insurance for Doctors
In this article, we'll take a look at the insurance policies both doctor employees and private practice owners need to know about.
Tax Minimization Strategies for Plastic Surgeons
By roughly employing a handful of key optimization tactics, the plastic surgeon in this hypothetical illustration reduced their taxable income by ~$250,000, which led to ~$136,000 less in taxes paid.
Why Residents Should Consider Disability Insurance
Earned Wealth's Chief Wealth Officer shares how residents should think about disability income.
Earned Wealth Announces $200 Million Capital Commitment
Summit Partners and Silversmith Capital Partners lead investment to accelerate expansion, beginning with the acquisition of industry leader Thomas Doll.
Navigating Finances Through Doctor Burnout
By diversifying your ability to generate revenue and provide value, you inherently gain more freedom, flexibility, and autonomy regarding your financial future.
Locum Tenens Physician: 3 Financial Pros and Cons
Locum Tenens physician work comes with its own set of financial pros and cons that doctors should carefully consider before accepting this kind of temporary employment.
Doctor Burnout is Still Soaring — Can Artificial Intelligence Help?
Study after study has confirmed that, even post-vaccine, burnout among physicians and other medical professionals is still prevalent. Now, institutions are looking at AI solutions from new startups to reduce administrative burdens and help reduce doctor burnout.
Benefits of a Fiduciary Financial Advisor
Discover why partnering with a fiduciary financial advisor for physicians can provide numerous benefits for doctors seeking to manage their wealth effectively.
Physicians Making Over $200,000: Watch Out for These Phase Outs and Additional Taxes
What the FTC’s New Ruling on Non-Competes Means For Doctors
The FTC issued a final ruling in April 2024 that bans employers from forcing employees into non-compete arrangements as part of an employment contract.
Navigating the World of Financial Advice
When it comes to doctors’ wealth, there’s a whole world of advisors vying for your attention. Understanding the different types of financial professionals and the value they offer can help you cut through the noise.
Practical Tax Advice for Everyday Financial Management
As doctors file their income tax returns, sometimes there are tax exemptions and tips associated with ordinary actions that they may not be aware of.
Should You Rent or Buy Your Home?
Rewarded by the IRS and encouraged by financial advisors, owning one’s home has long been celebrated as both the cornerstone of the American dream and the central pillar of lifelong financial security. But is it always the right option?
What to Look for in a Medical Malpractice Insurance Policy
Here are the main things you should take into account when searching for the right medical malpractice insurance policy.
I’ve Maxed Out My 401k, What Should I Do Next?
Once a doctor has maxed out their 401k contributions, there are several financial steps they can prioritize.
Life Insurance for Physicians
From student loans to owning a practice, and even lawsuits - physicians have specific needs for life insurance. Find out how to determine how much insurance you need and what type of policy is best for you.
Top Tax Mistakes Doctors Make
Many doctors unknowingly make costly tax mistakes that slow down their wealth-building efforts. Learn tips to avoid them to help you maximize your savings and invest more efficiently.
Unpacking DSOs
In this guide, we’ll uncover the current state of the DSO marketplace, how to position your practice for a successful DSO transaction, and tax-smart strategies to help you minimize taxes and improve your financial outcomes.
Untapped Tax Strategies
Reducing your tax burden is one of the most powerful ways to accelerate your wealth and achieve your financial goals faster. These untapped tax-saving secrets can have a huge impact.

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