Careers at Earned | Help Doctors Achieve Financial Success

CAREERS

Let’s set a new standard in wealth management

Join us to be part of an innovative, growth-oriented team at the forefront of change. Your work will have a direct impact on improving the lives of those who dedicate themselves to caring for others.

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Our Mission

We help doctors, their families, and their practices maximize their wealth and well-being.

Our Vision

“Our vision is to be the most comprehensive, tax-smart wealth building solution exclusively for doctors, their families, and their practices.

We strive to be the only financial partner doctors need, helping them maximize their hard-earned wealth and achieve better financial outcomes.”

John Clendening
Chief Executive Officer

The Earned Standard

The Earned Standard is how we live our mission: striving for excellence, being accountable, building relationships, and taking it to the next level.

ExcellenceWe pursue excellence with a winning mindset. By embracing diverse perspectives and a comprehensive approach, we deliver exceptional outcomes that earn trust and loyalty.

AccountabilityWe act with integrity, own our actions, and stay true to our values. Transparency and reliability guide everything we do.

RelationshipsOur clients come first. We understand their needs as healthcare professionals and offer personalized support at every stage. Internally, we build a culture of trust, collaboration, and respect.

Next-LevelWe go beyond expectations—innovating, improving, and pushing boundaries to help our clients and teams stay ahead in a changing world.

Our mission drives us. Our values ground us.
Respect, trust, and success aren’t given—they’re Earned.

One Earned Team, Coast to Coast

With over 240 employees across the U.S. - including offices across California, Texas, Pennsylvania, New York, Ohio, and Massachusetts, we’re building a unified platform to serve healthcare professionals nationwide.

Investment advice is provided by Earned Wealth Advisors, a registered investment adviser. Other services provided by Earned's affiliate entities.

Boston

8 Cedar St,
Suite 54
Woburn, MA 01801

Cincinnati

8044 Montgomery Rd,
Suite 440
Cincinnati, OH 45236

New York

30 Cooper Sq,
10th Floor
New York, NY 10003

Philadelphia

10 East Athens Ave.,
Suite 208
Ardmore, PA 19003

Salt Lake City

9980 S 300 W,
Suite 255
Sandy, UT 84070

San Francisco

600 Alfred Nobel Dr,
Suite A
Hercules, CA 94547

San Francisco

165 Lennon Lane,
Suite 200
Walnut Creek, CA 94598

San Francisco

1904 Olympic Blvd,
Suite 204
Walnut Creek, CA 94596

We're Hiring

We’re a collaborative, family-feel company with a startup mindset. Join us to make a meaningful impact in the lives of the heroes of our society.

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Earned warns the public about fraudulent recruitment scams circulating online, through chat, calls, and text messages using the company’s name. Please note that Earned will never ask applicants for any security deposit or application processing fees. For legitimate job opportunities, only communicate through our official channels and authorized HR representatives.

Meet the Executive Team

John Clendening

Chief Executive Officer

Frederick (Fred) Duden

Chief Operating Officer

Alexandra Garabedian

Chief Experience and Product Officer

Joy Lai

Chief Growth Officer

Bill Martin,

CFA®

Chief Wealth Officer

Luke Nowicki

Chief Development Officer

John Clendening

Chief Executive Officer

About

John is the Founder and CEO of Earned, bringing over 30 years of leadership experience, including 20+ years in financial services. As CEO of Blucora, he oversaw $80B in AUM, achieving a top 3% stock return. At Charles Schwab, he co-led the Retail Division, built the advisory business, and served as CEO of Schwab Bank. His career also includes leadership roles at Wells Fargo, Coca-Cola, PepsiCo, Booz-Allen, and more.

Frederick (Fred) Duden

Chief Operating Officer

About

Fred brings extensive leadership experience in financial technology, product management, trading, and digital advisory. Most recently, he was General Manager of the APL division at InvestCloud and previously served as Global Chief Product Officer at Broadridge. Previously at JP Morgan, he held key leadership roles driving digital wealth management. With over a decade at Charles Schwab, he served as President of Schwab Wealth Investment Advisory and led the launch of Schwab Intelligent Portfolios. Fred’s expertise in innovation, strategy, and client experience drives cutting-edge wealth management solutions for growth and long-term success.

Alexandra Garabedian

Chief Experience and Product Officer

About

Alex has over 15 years of expertise in consulting, strategy, planning, and venture capital from Oliver Wyman, Bright Health, and Juxtapose. She led Earned Wealth’s operations and finance for three years before stepping into her current role, driving growth, innovation, and customer-centric strategies.

Joy Lai

Chief Growth Officer

About

Joy Lai is the Chief Growth Officer at Earned, bringing a proven track record of scaling businesses and driving market expansion. Since joining in August 2023, she has led Earned’s organic growth, strategic partnerships, and inorganic growth initiatives to accelerate the company’s trajectory. Previously, as Chief Marketing and Operating Officer at Kitchen United, Joy spearheaded the company’s expansion from inception to a nationally recognized brand valued at over $400M. Her leadership experience spans Internet Brands, The Wonderful Company, and Bain & Company, where she specialized in scaling businesses, go-to-market strategy, and post-merger integration.

Bill Martin,

CFA®

Chief Wealth Officer

About

As Chief Wealth Officer and a CFA® charterholder, Bill is driven to accelerate wealth creation for doctor clients, by career stage and their unique career arc, using advanced technologies, deep data insights, and evidence-based methodologies. In this role, Bill leads development of Earned's perspective across the seven wealth domains that together most drive financial outcomes for doctors: investing, tax planning, career advisory, insurance, trust and estate, debt management, and cash management.

Luke Nowicki

Chief Development Officer

About

Luke leads Earned’s growth strategy by acquiring businesses that serve healthcare clients. Prior to joining Earned, he was a Vice President at Summit Partners, focusing on growth equity investments in healthcare. He also worked in M&A advisory at Harris Williams & Co. Luke graduated with honors from The College of William and Mary with dual majors in Finance and Mathematics.