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‍Important Legal Disclosures: Investment advice is provided by Earned Wealth Advisors, a registered investment adviser. Other services provided by Earned's affiliate entities.Legal services provided by Earned Legal, P.C. which has a strategic relationship with Earned Wealth Operating Company (EWOC) including EWOC’s provision of various support services.  Earned Legal, P.C. is independently owned and managed and located at 1904 Olympic Blvd, Suite 240, Walnut Creek, CA 94596.

‍Important Insurance Disclosures: PearsonRavitz and OJM Group, LLC are subsidiaries of Earned Wealth Operating Company, Inc. (“EWOC”). PearsonRavitz is an insurance brokerage for disability and life insurance located at 10 East Athens Avenue, Suite 208, Ardmore, PA 19003. OJM Group, LLC is an insurance brokerage for disability, life insurance, and long-term care located at 8044 Montgomery Rd., Suite 440, Cincinnati, OH 45236. Please be advised that insurance coverage cannot be added, or otherwise changed until it is confirmed in writing by PearsonRavitz or OJM Group, LLC.

Insurance planning strategies are designed to help manage risk and support financial objectives but cannot guarantee outcomes. Coverage availability, features, and tax treatment depend on individual circumstances and applicable law. Any tax-related discussion is for general informational purposes only and is based on current law, which is subject to change. Benefits provided by insurance products, including any guarantees, are subject to the issuing insurance company’s claims-paying ability.

An affiliate, Earned Wealth Advisors, provides wealth management services and is not an insurance broker although some representatives are licensed insurance agents and in such capacity may recommend the purchase of certain insurance-related products on a fully disclosed basis. These individuals are compensated for the sale of any insurance-related products, which presents a conflict of interest.  No client is under any obligation to purchase any commission products from a representative of Earned. Clients are reminded that they may purchase insurance products recommended by Earned through other, non-affiliated insurance agents.