Retirement PLANS

Retirement solutions designed just for you.
You’ve earned it.

Our custom-built, doctor-focused plan designs have maximum flexibility for your practice and plan participants. Created just for you, our plans can help you accelerate savings and optimize your overall financial strategy.

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Others sell retirement as a commodity. We offer it as a service.

Each plan custom built around your financial goals

Streamlined 401(k) administration and management

Specialized service from a dedicated representative

Services provided by Earned's affiliate entities.

Retirement plans for every practice

Our retirement plan services are available for both private practices and large multi-location groups.

Whether you’re looking for employee/self-funded or employer/company-funded plans, we have a wide array of options for you based on your income source.

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The Earned Difference

Recordkeeper

Third Party Administrator

Broker-Dealer/
Financial Advisor

Doctor specific industry knowledge

Integration with practice accounting and payroll

Coordination with personal financial plan

Custom tailored plan design

Recordkeeping and participant access

Government filings and notices

Investment selection and monitoring

One-on-one investment support

Named plan fiduciary

High Capability

Partial Capability

Limited/No Capability

See why over 10,000 clients trust Earned with over $2 Billion in Assets Under Management.

Dr. Jeffrey Diamond

Dentist

"I feel like, as a client, I feel heard and I feel known. Whoever answers the phone, they address you by name. They say, we're going to take care of that."

Dr. Peter Cutler

Dentist

"It's seamless. It just amazes me how well they work together and do all the things I need. I know it's tricky and complicated. There's banking stuff, there's tax stuff, there's retirement stuff, all these different moving parts. It just works."

Dr. Marcia Lu

Family Physician

"[Earned] is a feeling that I hope my patients feel with me. To be able to turn to me and say, who do I turn to? To have that is invaluable. With Earned I feel supported and secure."

Dr. Travis Walker

Family Physician

"I brought up with Earned that I'd be taking on a new role. Earned was able to adjust the financial plan for us and say this is how we can make sure you succeed and make sure this is the right decision for you."

Dr. Hardeep Dhindsa

Ophthalmologist

"I personally feel that I'm a master craftsman at what I do, and if I can find a financial advisor who has that same level of expertise, it's synergistic. With Earned, I feel confident that I'm making the right financial decisions."

Dr. Ray Rassai

Family Physician

"They're a one stop shop, which is great to do everything or as much as possible in house. It makes my life a lot easier. Consistently getting one point person is great, as opposed to shopping around or talking to 10 different people."

Dr. Nicolle Miller

Dentist

"They had a plan. They laid it out for me, this is what we can do and this is how we can make it happen. I'm going to save over $100,000 in taxes. It's huge — the fact that they're actually listening. I wish I would have been with [Earned] for years."

Dr. Derick Phan

Orthodontist

"I hired [Earned] almost 20 years ago to help me with my entry-level salary. [My advisor] is still the person I call, and now we're on track to collect $7 million."

10,000 clients and $2B in AUM, as of September 2025.
Testimonials provided by current clients. Clients are not compensated for providing testimonials.