Insurance

Protect your income, secure your future.
You’ve earned it.

With deep medical expertise, our team understands your unique risks and challenges. We specialize in insurance and will advocate for you to ensure your coverage truly meets your needs.

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Bringing a fresh perspective to your insurance experience

Physician co-founded by Stephanie Pearson, MD, FACOG

Our brokers focus on your overall financial situation.

We act as your advocate, working on your behalf

Protection from residency to retirement

Disability

Life

Long-Term Care

Property & Causality

Annuities

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Empowering you through education

Motivated by her own career-ending injury, Stephanie Pearson, MD, FACOG, leads Earned Insurance in its mission to educate and advocate for doctors while helping them avoid the same uncertainty she faced.

Stephanie Pearson, MD, FACOG
Managing Director, Insurance

Scott Ravitz
Managing Director, Insurance

Supporting you every step of the way

With Earned you’ll always have a dedicated contact and a team committed to ensuring your coverage evolves with your career and life.

See what doctors are saying about Earned

Dr. Daniel C. Parker

Urology

"I have had a wonderful experience working with Stephanie. From my initial consultation she established herself as an intensely caring person. Stephanie clearly has a wealth of knowledge and experience that she can draw upon to tailor her recommendation to the specific nuances of individuals and families. She really established herself as an educator with sincere interests in helping her clients make the best short and long-term decisions. I truly consider Stephanie a friend and an invaluable advocate for my family’s financial security."

Dr. Victoria Kuohung

Dermatology

"Stephanie advocated for me and secured a great policy. Her being a medical doctor meant she understood the content of my health history. She held my hand throughout the process and ensured that I got my paperwork on time; I am horrible with paperwork so this was so important. Super thanks to Stephanie, and you would be a fool to not have her MD training by your side when applying for disability insurance."

Dr. Amanda Eilers

Cardiothoracic Surgery

"I had only ever dealt with insurance advisors face to face, so initially I was nervous about doing everything over the phone. But one of the most positive aspects of Stephanie’s practice is that she is really available. I can email, text, call – even if she can’t talk that specific minute, she makes herself completely available. Knowing that she herself is a physician who went through a hard time relating to disability insurance makes me feel like I can trust her to make decisions on my behalf."

Dr. Libby Szeto

OBGYN

"Great experience working with PearsonRavitz [Earned]! I worked with Lee George and Daysha Hall throughout the process, and they were both extremely helpful. I knew nothing about disability insurance, but during my meeting with Lee, he really took the time to explain all the details in a way that was very easy to understand. They took the time to make sure I got the best deal with my interests in mind. They were very approachable, timely, and overall great to work with. Highly recommend!"

Testimonials provided by current clients. Clients are not compensated for providing testimonials.

PearsonRavitz and OJM Group, LLC are subsidiaries of Earned Wealth Operating Company, Inc. (“EWOC”). PearsonRavitz is an insurance brokerage for disability and life insurance located at 10 East Athens Avenue, Suite 208, Ardmore, PA 19003. OJM Group, LLC is an insurance brokerage for disability, life insurance, and long-term care located at 8044 Montgomery Rd., Suite 440, Cincinnati, OH 45236. Please be advised that insurance coverage cannot be added, or otherwise changed until it is confirmed in writing by PearsonRavitz or OJM Group, LLC.

Insurance planning strategies are designed to help manage risk and support financial objectives but cannot guarantee outcomes. Coverage availability, features, and tax treatment depend on individual circumstances and applicable law. Any tax-related discussion is for general informational purposes only and is based on current law, which is subject to change. Benefits provided by insurance products, including any guarantees, are subject to the issuing insurance company’s claims-paying ability.

An affiliate, Earned Wealth Advisors, provides wealth management services and is not an insurance broker although some representatives are licensed insurance agents and in such capacity may recommend the purchase of certain insurance-related products on a fully disclosed basis. These individuals are compensated for the sale of any insurance-related products, which presents a conflict of interest. No client is under any obligation to purchase any commission products from a representative of Earned. Clients are reminded that they may purchase insurance products recommended by Earned through other, non-affiliated insurance agents.