Finally, the financial insights you deserve

Medicine trained you to care for others. The Earned Institute helps you care for your financial life with that same standard of excellence, giving you the knowledge and clarity you were never taught in medical school, but have undoubtedly earned.

Start your journey here. Where are you today?

More journeys launching soon!

What we stand for 

Doctor-Centric. Never Generic.

Built specifically for doctors—reflecting your career, risks, and reality.

Tax-Integrated. Always.

Tax intelligence is embedded in every decision we help you make.

Long-Term. Outcomes-Driven.

Built for lasting results and a plan that supports your life, not market noise.

Meet the experts behind the Institute

David B. Mandell, J.D., MBA
Managing Director, Wealth Management
Financial Planning
Insurance
Legal
Andrew D. Schwartz, CPA
Managing Director, Tax & Accounting
Tax Planning
Practice Transitions
Financial Planning
Jason O’Dell, MS, CWM
Managing Director, Head of Wealth Advisors
Insurance
Financial Planning
Brett LeMmon, CPA, Series 65
Senior Wealth & Tax Advisor
Tax Planning
Practice Transitions
Financial Planning
Ali Oromchian, J.D., LL.M.
Managing Director, Legal
Practice Transitions
Legal
Trust & Estate
Carson Henderson, CPA/PFS™
Senior Wealth & Tax Advisor
Financial Planning
Investments
Tax Planning
Myhanh Hoskin, CFP®, CWS®, AAMS®
Managing Director & Senior Wealth Advisor
Financial Planning
Investments
Tax Planning
Nick Gizzarelli, CPFA™, CBS™, QPA™, QKA®
Senior Advisor & Retirement Plan Specialist
Retirement
Financial Planning
Bill Martin, CFA®
Chief Wealth Officer and Executive Leader of the Earned Institute
Financial Planning
Investments
Tax Planning
Stephanie Pearson, MD, FACOG
Managing Director, Insurance
Insurance
Life Events

Tune in to the podcasts that matter for doctors

Off the Record with Ali Oromchian
For doctors who own and lead practices. Advanced planning, tax strategy, growth, transitions, and exit readiness. 
Wealth Planning for the Modern Physician
February
Earned’s podcast series focused on physicians improving personal financial outcomes and building long term wealth.

Join us for upcoming events

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SMCDS Symposium
SMCDS Symposium
Saturday, May 2, 2026
May
A unique training day to complete mandatory trainings for the entire team. Featured presentations include delivering complex and restorative multidisciplinary cases and a hands-on 3D Printing Workshop. We are also including workshops and a networking lunch to connect you with talented personnel for your practice. Earned is proud to sponsor local dentists in their professional development.
Legal
AAO 2026: Tax Smart Strategies
AAO 2026: Tax Smart Strategies
Saturday, May 2, 2026
May
2:30pm EST
/
11:30am PST
Discover how the strategic intersection of tax planning and wealth management can significantly impact your orthodontic practice's financial success. This practical session reveals proven strategies that help orthodontists optimize their tax position while building sustainable wealth through their practices. Participants will learn specific approaches for maximizing practice profitability, implementing tax-efficient retirement planning, and creating structured wealth accumulation plans that work in harmony with practice growth. Drawing from over three decades of specialized experience serving dental professionals, this session delivers actionable insights that orthodontists can immediately apply to enhance their financial outcomes. Attendees will leave equipped with a clear framework for making more informed decisions about their practice finances and personal wealth building. Objectives: Implement specific tax optimization strategies that align practice operations with personal wealth-building goals. Identify key opportunities within their practice structure to enhance tax efficiency while maximizing retirement savings and wealth accumulation. Apply proven financial planning techniques that leverage the unique advantages available to orthodontic practice owners for building long-term wealth.
Wealth Management
Tax & Accounting
CDA Your First or Next Employment Agreement: Legal Tips for Success
CDA Your First or Next Employment Agreement: Legal Tips for Success
Thursday, May 14, 2026
May
Early career decisions can have long-term consequences on a doctor’s professional growth, income potential, and legal exposure. This course is designed to help doctors understand the key legal considerations across the most common career paths in dentistry, including associateship, private practice employment, corporate dentistry, partnerships, and ownership transitions. Learning Outcome 1: Identify key legal terms and risks in employment agreements and understand how they impact long-term career flexibility. Learning Outcome 2: Compare the legal considerations between private practice, corporate dentistry, and partnership or buy-in opportunities. Learning Outcome 3: Recognize early career decisions that can affect future ownership, partnership, or transition opportunities.
Legal

Resources built for healthcare professionals

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What is Own Occupation Disability Insurance and Why is it Essential for Dentists?
As a dentist, you understand the dedication, time, and sacrifices required to excel in your field. Your specialized skills are not only valuable — they are irreplaceable. That's precisely why own-occupation disability insurance is such a critical part of your financial planning.
Insurance
Dentist
Legal
Estate Planning Essentials for Dentists: Protecting Your Legacy
At Earned, we know the critical importance of estate planning for dentists. Your practice is both your livelihood and your legacy. Therefore, we are dedicated to helping you protect and pass on your life's work in the most effective manner possible. What do you need to know about estate planning, and why does it matter for your future?
Dentist
Trust & Estate
Legal
10 Estate Planning Mistakes to Avoid
Creating a complete and comprehensive estate plan is one of the best ways you can protect your assets, your loved ones, and even yourself. Estate planning, however, can be a complex and confusing process. Mistakes are easy to make and those mistakes can cost you and your loved ones a considerable amount of time and money. Being aware of some of the most common estate planning mistakes can help you avoid them.
Trust & Estate
Legal
Tax Diversification: Essential for Long-Term Wealth Planning
For most dentists, reducing taxes and building wealth for retirement rank among the top financial priorities.Because tax rates, deduction rules, and other tax-related laws are impossible to predict years or decades in advance, including a tax diversification strategy in your long-term financial plan is essential. In this article, we explain this concept and offer practical tips for implementing it.
Tax Planning

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The Earned Institute is powered by the same team that provides comprehensive wealth and tax solutions to doctors, their families, and their practices.